• 709-570-0001
  • zhoward@fourportscapital.com
  • 197 Major's Path, St. John's, NL A1A 5A1


Who We Are

We bring a combined 50+ years’ experience brokering, originating and underwriting commercial financing deals. Our background of industries serviced include: Fishery, Marine, Mining, Oil and Gas, Construction, Development, Real Estate, Manufacturing, Retail and Hospitality. As Managing Partner of Four Ports Capital, Zack Howard has originated and underwritten >$350M in commercial lending through senior lending roles with a top tier Canadian Financial Institution. Co-founders of Four Ports Capital include: Trevor Decker, Rick Young and Paul Pinhorn of the TriNav Group of Companies. TriNav has been a staple in the Atlantic Canadian and Eastern Seaboard marine and fishing industry for the last 20 years. Together we bring a “roll up the sleeves” entrepreneurial spirt and disciplined approach to helping clients.

Where We Are

Four Ports Capital services all Atlantic Canada and all commercial industries that require financing, including real estate developers, investment property financing, hospitality, retail, professional services, fishery, mining, oil and gas, manufacturing, etc. We understand niche industries and work outside cookie cutter “fit in the box” requirements that most lenders operate under. We know some financing can be tricky and there is not a one shop fits all for a borrowers needs. That’s why our vast network of lenders including Banks, Credit Unions, Pension Funds, Private Lenders and specialty finance companies can provide a vast choice of options that borrowers may otherwise not know is out there.

Contact Us

Zack Howard is a licensed Commercial Real Estate Agent with Royal Lepage Atlantic Homestead Inc.